Money sorted
What is it
A tailored, simple (but not basic) financial plan you can implement with confidence.
Think of it like your very own "Barefoot Investor" that you've coauthored with an expert.
What's included
Cash flow
Budget creation
and guardrails
Bank account structure and products
Cash flow
direction advice
Budget and accountability tools
Investment
Appropriate asset mix
Optimal
structure
Asset class + product %'s
Monitoring
guidance and
tools
Superannuation
Appropriate asset mix
Optimal
super fund + investment option
Contribution advice
Insurance consideration
Debt (if needed)
Repayment plan
Alternative options
Prioritise order
of debts
Optimal
structure
Property
Identify your property options
Map out path to first/next property
Optimal
structure
Guidance on
property fundamentals
Insurance
Cover types required
Level of cover required
Optimal
structure and products
Implementation
and monitoring guidance
Tax
Tax deduction guidance
Optimal
structure of
income and assets
Optimal structure of debt
Guidance on
current and
future capital
gains tax
Estate
Super
nomination/s
Identify your estate assets and issues
Insurance and
tax consequences
Refer to external legal expert
The process
1
You provide your info via a questionnaire.
2
You provide your documents via a shared cloud drive created and get access to an app to seamlessly communicate.
3
60 minute meeting discussing your situation and plans in detail.
4
40 minute meeting to brainstorm my initial research, your options and start building your plan together.
Today
2 days
3 days
4 days
8
:)
7
40 minute accountability meeting to ensure the plan has been implemented and that you're getting the desired results.
6
40 minute meeting to answer any additional questions, discuss your next steps and give guidance so you can confidently implement your plan.
5
Your tailored plan presentation with detail on the plan, reasoning, alternate options and education to ensure you 100% understand your plan.
Forever?
30 days
3 days
The cost
$2,400 per person with $500 paid upfront (when you book the initial meeting below) and the remaining $1,900 is to be paid following step 3 (unless you choose not to progress any further).
I stress as well the above does not include insurance policy implementation if required. I hate it, but there are many insurance companies that only offer their products via financial advisers or brokers and pay a commission to them. If the appropriate product is one of these, you can get in touch with one of these companies to implement the unbiased advice for you. Alternatively, if it makes financial sense, I can implement the policy for you for $1,500 and tell the insurer not to pay me a commission, resulting in a premium discount of ~25-30% (depending on the insurer). Why? Sometimes there might not be an insurance or specific insurance product need e.g. insurance within your super fund is appropriate, so I separate the services to ensure you don't pay for something you don't need. Any other financial advisers sussing my site out, please get in touch if you'd like insurance implementation work so long as you don't accept a commission and your service is good value for my customers :)