Kyle's ramblings

I haven't written on early access to super due to lack of time and well, because everyone else has! My summarised thoughts: It's not...

I am a fan of many super fund options, but I can’t stress enough that it is now time to review your investment strategy because something...

Question Do you help people interstate? Answer Short answer – yes! Whilst I have meeting facilities in Sydney & Newcastle my business is...

I’ve written in the past of the benefits of the stupidly overly complicated First Home Super Saver Scheme and it seems to be gaining...

If you ever chat to me about financial advice you’ll quickly realise I’m super passionate that financial advice should be independent and...

I was going to post this a lot earlier however figured as it doesn’t affect a large % of millennials and find we millennials tend to...

Question What are the downsides of index funds? Answer Firstly, sorry I’m a bit late on this one, 30 June is fast approaching! I haven’t...

Question Do you only work with millennials? Answer Based on my website and business name, there are no prizes for guessing that I...

Question How should I invest my home deposit? Answer This is a question I often get asked and the question I always ask back is “how long...

Question Do lower investment fees really make much difference? Answer With most things in life, you get what you pay for. If I buy a...

So, after 6 years in Government and 1 week out from an election (coincidence?), the LNP has all of a sudden acknowledged that something...

Question How can I buy a place? Answer This is a broad question that I’ll break into two areas: How do I get the finances to buy a place?...

Question At what age should a young person consider life insurance? Answer I’ve covered the different types of life insurance and the...

Question What do I need to know about investing ethically? Answer Ethical investing is a growing area of investment management as more...

Question My bank’s offering me a lower fixed rate than my current variable rate, should I fix my rate? Answer As interest rates are...

Question I’m looking to buy a home in the next couple of years and have heard about the First Home Super Saver Scheme. Is it worth it?...

I often hear people asking about investment bonds as a way to save for a future expense like their kid’s education. There are two reasons...

Question What’s the difference between a redraw facility and an offset account? Answer Interest on a home loan is calculated on the...

Question I’ve been putting it off but finally looking to sort out my insurance. How much should I have? Answer There are four main...

Question I’m halfway through spending my $500,000 inheritance due to not having a plan or a job. Is it too late to save myself? Answer...

Question I own my home and have money in my offset account, should I keep it there or should I invest? Answer This is one of the most...

If you get a mention in The Betoota Advocate it’s a good indicator that you’re on the national agenda and no doubt The Barefoot Investor...

In financial advice, the words independent, impartial and unbiased are only to be used by advisers that meet this standard. And rightly...