Kyle's ramblings

Is the First Home Loan Deposit Scheme good for first home buyers? My take on the policy when it was announced in 2019.

How to get the finances together, and what the process involves, when buying a home in Australia. Written in 2019.

Your bank offers a lower fixed rate than your variable rate. What that says about market expectations, and the pros and cons of fixing. Written in 2019.

How the First Home Super Saver Scheme works, where the tax saving comes from, and the catches to know about. Written in 2019; caps have changed since.

The difference between a redraw facility and an offset account on an Australian home loan, and why it matters for tax if your home becomes an investment.